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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,879 | $131,835-37.1% | $108,582-23.7% | $273,972-69.7% |
| Participation rate | 25.0% | 83.5%-58.5pp | 79.6%-54.6pp | 83.0%-58.0pp |
| Annual return | 0.00% | -91.57%+91.6pp | -51.70%+51.7pp | 41.46%-41.5pp |
| Employer contribution / active EE | $1,113 | $4,913-77.4% | $3,758-70.4% | $4,869-77.2% |
| Participant deferral / active EE | $2,681 | $5,127-47.7% | $4,311-37.8% | $5,287-49.3% |
| Admin fee / account holder | $14 | $10,253-99.9% | $7,645-99.8% | $10,133-99.9% |