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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,034 | $166,242-21.2% | $165,071-20.6% | $145,884-10.2% |
| Participation rate | 66.7% | 82.0%-15.4pp | 78.6%-12.0pp | 80.3%-13.6pp |
| Annual return | 19.44% | 100.44%-81.0pp | 70.17%-50.7pp | 551.85%-532.4pp |
| Employer contribution / active EE | $3,127 | $5,283-40.8% | $4,347-28.1% | $4,662-32.9% |
| Participant deferral / active EE | $6,422 | $6,964-7.8% | $6,035+6.4% | $6,690-4.0% |
| Admin fee / account holder | $539 | $16,658-96.8% | $12,695-95.8% | $13,392-96.0% |