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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,554 | $152,619-36.7% | $125,195-22.9% | $152,909-36.9% |
| Participation rate | 57.1% | 83.3%-26.2pp | 79.8%-22.6pp | 82.5%-25.3pp |
| Annual return | 23.04% | 54.85%-31.8pp | 43.79%-20.8pp | 345.46%-322.4pp |
| Employer contribution / active EE | $3,845 | $4,947-22.3% | $3,866-0.5% | $4,764-19.3% |
| Participant deferral / active EE | $6,084 | $5,869+3.7% | $4,937+23.2% | $5,851+4.0% |
| Admin fee / account holder | $1,131 | $13,437-91.6% | $9,704-88.3% | $11,601-90.3% |