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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,893 | $176,794-24.3% | $146,647-8.7% | $167,553-20.1% |
| Participation rate | 66.7% | 83.6%-17.0pp | 80.1%-13.4pp | 82.1%-15.4pp |
| Annual return | 15.39% | 24.04%-8.6pp | 22.75%-7.4pp | 478.89%-463.5pp |
| Employer contribution / active EE | $5,497 | $5,161+6.5% | $4,137+32.9% | $4,840+13.6% |
| Participant deferral / active EE | $9,148 | $6,440+42.0% | $5,506+66.1% | $6,343+44.2% |
| Admin fee / account holder | $1,359 | $13,262-89.8% | $10,281-86.8% | $12,316-89.0% |