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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,557 | $142,409-32.2% | $119,634-19.3% | $134,545-28.2% |
| Participation rate | 42.9% | 82.8%-40.0pp | 79.3%-36.4pp | 81.2%-38.4pp |
| Annual return | -19.14% | -12.46%-6.7pp | -14.98%-4.2pp | 418.37%-437.5pp |
| Employer contribution / active EE | $6,301 | $5,224+20.6% | $4,232+48.9% | $4,742+32.9% |
| Participant deferral / active EE | $11,255 | $6,468+74.0% | $5,601+100.9% | $6,401+75.8% |
| Admin fee / account holder | $455 | $13,594-96.7% | $10,329-95.6% | $11,431-96.0% |