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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,765 | $96,236-67.0% | $133,698-76.2% | $80,959-60.8% |
| Participation rate | 63.5% | 71.2%-7.7pp | 76.4%-13.0pp | 67.7%-4.2pp |
| Annual return | 20.52% | 28.74%-8.2pp | 580.90%-560.4pp | 35.67%-15.2pp |
| Employer contribution / active EE | $905 | $3,350-73.0% | $4,218-78.6% | $2,757-67.2% |
| Participant deferral / active EE | $5,459 | $5,709-4.4% | $7,016-22.2% | $4,300+26.9% |
| Admin fee / account holder | $1,390 | $8,250-83.1% | $6,703-79.3% | $6,925-79.9% |