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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,765 | $96,136-67.0% | $135,987-76.6% | $80,925-60.7% |
| Participation rate | 63.5% | 71.2%-7.8pp | 76.4%-13.0pp | 67.7%-4.2pp |
| Annual return | 20.52% | 28.70%-8.2pp | 580.01%-559.5pp | 35.65%-15.1pp |
| Employer contribution / active EE | $905 | $3,350-73.0% | $4,214-78.5% | $2,756-67.2% |
| Participant deferral / active EE | $5,459 | $5,706-4.3% | $7,027-22.3% | $4,299+27.0% |
| Admin fee / account holder | $1,390 | $8,236-83.1% | $6,716-79.3% | $6,940-80.0% |