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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,399 | $98,652-39.8% | $142,942-58.4% | $82,448-28.0% |
| Participation rate | 56.4% | 72.8%-16.4pp | 76.8%-20.5pp | 68.1%-11.7pp |
| Annual return | 72.50% | 22.65%+49.8pp | 113.70%-41.2pp | 41.64%+30.9pp |
| Employer contribution / active EE | $1,006 | $3,211-68.7% | $4,139-75.7% | $2,551-60.6% |
| Participant deferral / active EE | $4,969 | $5,580-11.0% | $7,128-30.3% | $4,139+20.0% |
| Admin fee / account holder | $4,691 | $8,078-41.9% | $12,475-62.4% | $7,234-35.2% |