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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,283 | $755,339-92.0% | $379,746-84.1% | $158,966-62.1% |
| Participation rate | 56.3% | 81.8%-25.5pp | 78.4%-22.2pp | 82.0%-25.7pp |
| Annual return | 16.30% | 53.41%-37.1pp | 34.90%-18.6pp | 302.95%-286.6pp |
| Employer contribution / active EE | $0 | $4,685-100.0% | $3,540-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $2,683 | $7,938-66.2% | $6,024-55.5% | $5,983-55.2% |
| Admin fee / account holder | $411 | $14,482-97.2% | $7,927-94.8% | $11,250-96.3% |