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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,811 | $45,566-43.4% | $64,105-59.7% | $59,633-56.7% |
| Participation rate | 48.0% | 60.2%-12.2pp | 68.2%-20.2pp | 68.7%-20.7pp |
| Annual return | 0.38% | 4.95%-4.6pp | 791.24%-790.9pp | 2041.45%-2041.1pp |
| Employer contribution / active EE | $0 | $934-100.0% | $1,820-100.0% | $2,203-100.0% |
| Participant deferral / active EE | $2,747 | $2,057+33.5% | $2,822-2.7% | $3,192-13.9% |
| Admin fee / account holder | $6,507 | $3,268+99.1% | $4,499+44.6% | $4,297+51.4% |