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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,953 | $95,975-62.5% | $74,549-51.8% | $135,379-73.4% |
| Participation rate | 60.0% | 75.7%-15.7pp | 69.1%-9.1pp | 82.6%-22.6pp |
| Annual return | -4.83% | 56.96%-61.8pp | 32.53%-37.4pp | 519.79%-524.6pp |
| Employer contribution / active EE | $0 | $2,716-100.0% | $1,961-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $3,761 | $3,844-2.1% | $3,108+21.0% | $5,609-32.9% |
| Admin fee / account holder | $7,765 | $6,522+19.1% | $5,059+53.5% | $10,828-28.3% |