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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,488 | $817,678-94.2% | $392,568-87.9% | $152,885-68.9% |
| Participation rate | 57.1% | 82.0%-24.9pp | 78.1%-20.9pp | 82.5%-25.3pp |
| Annual return | 23.90% | 22.84%+1.1pp | 24.42%-0.5pp | 345.39%-321.5pp |
| Employer contribution / active EE | $0 | $5,502-100.0% | $3,783-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $3,705 | $8,398-55.9% | $5,985-38.1% | $5,851-36.7% |
| Admin fee / account holder | $3,537 | $12,095-70.8% | $6,260-43.5% | $11,598-69.5% |