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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,852 | $183,516+7.3% | $155,534+26.6% | $145,884+34.9% |
| Participation rate | 71.4% | 82.7%-11.3pp | 78.2%-6.8pp | 80.3%-8.9pp |
| Annual return | 11.21% | 61.43%-50.2pp | 64.92%-53.7pp | 551.85%-540.6pp |
| Employer contribution / active EE | $2,816 | $5,315-47.0% | $4,675-39.8% | $4,662-39.6% |
| Participant deferral / active EE | $6,569 | $6,467+1.6% | $5,630+16.7% | $6,690-1.8% |
| Admin fee / account holder | $367 | $19,293-98.1% | $15,900-97.7% | $13,392-97.3% |