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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,605 | $167,352-13.0% | $143,788+1.3% | $134,509+8.2% |
| Participation rate | 62.5% | 84.8%-22.3pp | 80.3%-17.8pp | 81.2%-18.7pp |
| Annual return | -5.37% | 0.47%-5.8pp | -0.03%-5.3pp | 418.13%-423.5pp |
| Employer contribution / active EE | $1,785 | $5,620-68.2% | $4,952-63.9% | $4,741-62.3% |
| Participant deferral / active EE | $5,199 | $6,447-19.4% | $5,638-7.8% | $6,400-18.8% |
| Admin fee / account holder | $756 | $18,091-95.8% | $14,675-94.9% | $11,427-93.4% |