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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,654 | $209,425-25.7% | $178,499-12.8% | $158,966-2.1% |
| Participation rate | 83.3% | 86.4%-3.0pp | 81.9%+1.4pp | 82.0%+1.4pp |
| Annual return | 17.02% | 188.80%-171.8pp | 151.10%-134.1pp | 302.95%-285.9pp |
| Employer contribution / active EE | $2,345 | $5,707-58.9% | $5,011-53.2% | $4,762-50.8% |
| Participant deferral / active EE | $5,934 | $5,955-0.4% | $5,202+14.1% | $5,983-0.8% |
| Admin fee / account holder | $1,213 | $17,078-92.9% | $13,986-91.3% | $11,250-89.2% |