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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,504 | $180,462-47.1% | $154,111-38.0% | $135,379-29.5% |
| Participation rate | 83.3% | 87.4%-4.1pp | 83.0%+0.3pp | 82.6%+0.7pp |
| Annual return | -7.97% | 888.17%-896.1pp | 735.18%-743.1pp | 519.79%-527.8pp |
| Employer contribution / active EE | $2,635 | $6,036-56.3% | $5,298-50.3% | $4,779-44.9% |
| Participant deferral / active EE | $5,351 | $5,806-7.8% | $5,081+5.3% | $5,609-4.6% |
| Admin fee / account holder | $345 | $16,145-97.9% | $13,411-97.4% | $10,828-96.8% |