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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,335 | $169,336-47.8% | $129,384-31.7% | $145,884-39.4% |
| Participation rate | 87.5% | 76.5%+11.0pp | 69.6%+17.9pp | 80.3%+7.2pp |
| Annual return | 11.18% | 14408.70%-14397.5pp | 9461.77%-9450.6pp | 551.85%-540.7pp |
| Employer contribution / active EE | $1,780 | $5,540-67.9% | $4,153-57.1% | $4,662-61.8% |
| Participant deferral / active EE | $3,325 | $4,985-33.3% | $4,166-20.2% | $6,690-50.3% |
| Admin fee / account holder | $1,142 | $9,912-88.5% | $7,686-85.1% | $13,392-91.5% |