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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,511 | $176,688-68.6% | $130,660-57.5% | $152,897-63.7% |
| Participation rate | 87.5% | 79.0%+8.5pp | 71.7%+15.8pp | 82.5%+5.0pp |
| Annual return | 20.29% | 2693.08%-2672.8pp | 1709.29%-1689.0pp | 345.43%-325.1pp |
| Employer contribution / active EE | $1,707 | $5,743-70.3% | $4,092-58.3% | $4,764-64.2% |
| Participant deferral / active EE | $3,096 | $4,362-29.0% | $3,603-14.1% | $5,851-47.1% |
| Admin fee / account holder | $538 | $7,131-92.4% | $5,463-90.1% | $11,599-95.4% |