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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,323 | $156,927-52.0% | $121,169-37.8% | $139,456-46.0% |
| Participation rate | 88.9% | 76.4%+12.4pp | 69.5%+19.4pp | 80.3%+8.6pp |
| Annual return | 17.11% | 1475.85%-1458.7pp | 986.71%-969.6pp | 373.45%-356.3pp |
| Employer contribution / active EE | $1,466 | $5,542-73.6% | $4,168-64.8% | $4,753-69.2% |
| Participant deferral / active EE | $2,734 | $4,848-43.6% | $4,083-33.0% | $6,711-59.3% |
| Admin fee / account holder | $846 | $6,946-87.8% | $5,645-85.0% | $11,407-92.6% |