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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,036 | $158,852-69.1% | $121,220-59.5% | $135,379-63.8% |
| Participation rate | 85.7% | 79.3%+6.4pp | 71.8%+14.0pp | 82.6%+3.1pp |
| Annual return | -11.00% | -0.64%-10.4pp | 16.94%-27.9pp | 519.79%-530.8pp |
| Employer contribution / active EE | $1,935 | $5,666-65.8% | $4,023-51.9% | $4,779-59.5% |
| Participant deferral / active EE | $3,519 | $4,006-12.1% | $3,345+5.2% | $5,609-37.3% |
| Admin fee / account holder | $9,096 | $6,515+39.6% | $5,021+81.2% | $10,828-16.0% |