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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,353 | $169,361-33.7% | $129,397-13.2% | $145,877-23.0% |
| Participation rate | 21.4% | 76.5%-55.0pp | 69.6%-48.2pp | 80.3%-58.9pp |
| Annual return | 15.78% | 14395.54%-14379.8pp | 9453.98%-9438.2pp | 551.28%-535.5pp |
| Employer contribution / active EE | $395 | $5,542-92.9% | $4,154-90.5% | $4,663-91.5% |
| Participant deferral / active EE | $531 | $4,987-89.4% | $4,167-87.3% | $6,691-92.1% |
| Admin fee / account holder | $411 | $9,903-95.9% | $7,679-94.7% | $13,402-96.9% |