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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,103 | $152,597-35.1% | $117,533-15.7% | $134,532-26.3% |
| Participation rate | 20.0% | 77.1%-57.1pp | 70.6%-50.6pp | 81.2%-61.2pp |
| Annual return | -15.82% | 53.04%-68.9pp | 29.77%-45.6pp | 418.27%-434.1pp |
| Employer contribution / active EE | $292 | $5,576-94.8% | $4,179-93.0% | $4,741-93.8% |
| Participant deferral / active EE | $341 | $4,821-92.9% | $4,072-91.6% | $6,401-94.7% |
| Admin fee / account holder | $78,644 | $7,007+1022.4% | $5,647+1292.7% | $11,429+588.1% |