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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,103 | $152,542-35.0% | $117,498-15.7% | $134,509-26.3% |
| Participation rate | 20.0% | 77.1%-57.1pp | 70.6%-50.6pp | 81.2%-61.2pp |
| Annual return | -15.82% | 53.02%-68.8pp | 29.75%-45.6pp | 418.13%-434.0pp |
| Employer contribution / active EE | $292 | $5,574-94.8% | $4,178-93.0% | $4,741-93.8% |
| Participant deferral / active EE | $341 | $4,819-92.9% | $4,071-91.6% | $6,400-94.7% |
| Admin fee / account holder | $78,644 | $7,006+1022.6% | $5,646+1292.9% | $11,427+588.2% |