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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,439 | $176,688-12.6% | $130,660+18.2% | $152,897+1.0% |
| Participation rate | 18.8% | 79.0%-60.2pp | 71.7%-53.0pp | 82.5%-63.7pp |
| Annual return | 26.66% | 2693.08%-2666.4pp | 1709.29%-1682.6pp | 345.43%-318.8pp |
| Employer contribution / active EE | $282 | $5,743-95.1% | $4,092-93.1% | $4,764-94.1% |
| Participant deferral / active EE | $329 | $4,362-92.5% | $3,603-90.9% | $5,851-94.4% |
| Admin fee / account holder | $49 | $7,131-99.3% | $5,463-99.1% | $11,599-99.6% |