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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,506 | $156,963-24.5% | $121,204-2.2% | $139,466-15.0% |
| Participation rate | 20.0% | 76.5%-56.5pp | 69.5%-49.5pp | 80.3%-60.3pp |
| Annual return | 17.12% | 1476.75%-1459.6pp | 987.18%-970.1pp | 373.66%-356.5pp |
| Employer contribution / active EE | $299 | $5,544-94.6% | $4,170-92.8% | $4,754-93.7% |
| Participant deferral / active EE | $349 | $4,848-92.8% | $4,083-91.4% | $6,712-94.8% |
| Admin fee / account holder | $587 | $6,953-91.6% | $5,651-89.6% | $11,409-94.9% |