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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,251 | $153,311-30.0% | $109,313-1.9% | $273,972-60.9% |
| Participation rate | 33.3% | 80.1%-46.8pp | 71.3%-37.9pp | 83.0%-49.7pp |
| Annual return | 10.14% | 29.86%-19.7pp | 22.07%-11.9pp | 41.46%-31.3pp |
| Employer contribution / active EE | $589 | $5,619-89.5% | $3,892-84.9% | $4,869-87.9% |
| Participant deferral / active EE | $701 | $3,932-82.2% | $3,166-77.9% | $5,287-86.7% |
| Admin fee / account holder | $22,794 | $8,076+182.2% | $5,666+302.3% | $10,133+125.0% |