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| Provider | Service type | Compensation |
|---|---|---|
CAPFINANCIAL PARTNERS LLC5+ years Filed as: CAPTRUST INVESTMENT ADVISORS Service code 26 8031 M-15 · CLARKSTON, MI 48348 | Advisory (Participants) | $49,834 |
Service code 15 8031 M-15 · CLARKSTON, MI 48348 | Recordkeeping | $32,469 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,806 | $65,376-37.6% | $87,104-53.2% | $65,185-37.4% |
| Participation rate | 84.8% | 75.3%+9.4pp | 76.9%+7.9pp | 70.2%+14.6pp |
| Annual return | 19.68% | 31.27%-11.6pp | 28.19%-8.5pp | 29.38%-9.7pp |
| Employer contribution / active EE | $1,142 | $1,822-37.3% | $2,521-54.7% | $2,177-47.5% |
| Participant deferral / active EE | $2,205 | $3,388-34.9% | $4,048-45.5% | $3,514-37.3% |
| Admin fee / account holder | $342 | $520-34.2% | $7,491-95.4% | $847-59.7% |