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| Provider | Service type | Compensation |
|---|---|---|
CAPFINANCIAL PARTNERS LLC6+ years Filed as: CAPTRUST INVESTMENT ADVISORS Service code 26 8031 M-15 · CLARKSTON, MI 48348 | Advisory (Participants) | $48,711 |
Service code 15 8031 M-15 · CLARKSTON, MI 48348 | Recordkeeping | $32,465 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,780 | $73,638-37.8% | $95,960-52.3% | $73,493-37.7% |
| Participation rate | 80.1% | 76.2%+3.9pp | 77.1%+3.0pp | 70.7%+9.4pp |
| Annual return | 14.99% | 16.78%-1.8pp | 91.63%-76.6pp | 28.51%-13.5pp |
| Employer contribution / active EE | $1,194 | $1,863-35.9% | $2,541-53.0% | $2,270-47.4% |
| Participant deferral / active EE | $2,420 | $3,617-33.1% | $4,167-41.9% | $3,740-35.3% |
| Admin fee / account holder | $370 | $482-23.3% | $6,797-94.6% | $513-27.9% |