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| Provider | Service type | Compensation |
|---|---|---|
CAPFINANCIAL PARTNERS LLC4+ years Filed as: CAPTRUST INVESTMENT ADVISORS Service code 26 8031 M-15 · CLARKSTON, MI 48348 | Advisory (Participants) | $48,119 |
Service code 15 8031 M-15 · CLARKSTON, MI 48348 | Recordkeeping | $33,713 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,119 | $59,186-40.7% | $76,768-54.3% | $56,287-37.6% |
| Participation rate | 87.8% | 75.2%+12.6pp | 77.0%+10.8pp | 69.9%+18.0pp |
| Annual return | -6.07% | 6.62%-12.7pp | 2.43%-8.5pp | -9.96%+3.9pp |
| Employer contribution / active EE | $940 | $1,759-46.5% | $2,485-62.2% | $2,111-55.4% |
| Participant deferral / active EE | $2,047 | $3,255-37.1% | $3,852-46.8% | $3,350-38.9% |
| Admin fee / account holder | $332 | $489-32.2% | $6,675-95.0% | $521-36.3% |