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| Provider | Service type | Compensation |
|---|---|---|
CAPFINANCIAL PARTNERS LLC2+ years Filed as: CAPTRUST INVESTMENT ADVISORS Service code 26 8031 M-15 · CLARKSTON, MI 48348 | Advisory (Participants) | $41,375 |
Service code 15 8031 M-15 · CLARKSTON, MI 48348 | Recordkeeping | $35,217 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,393 | $63,905-49.3% | $74,184-56.3% | $57,658-43.8% |
| Participation rate | 80.6% | 79.8%+0.9pp | 76.6%+4.0pp | 70.2%+10.4pp |
| Annual return | 6.90% | 60.60%-53.7pp | 17.74%-10.8pp | 5.13%+1.8pp |
| Employer contribution / active EE | $1,179 | $1,840-35.9% | $2,370-50.2% | $1,974-40.2% |
| Participant deferral / active EE | $2,244 | $3,448-34.9% | $3,550-36.8% | $3,061-26.7% |
| Admin fee / account holder | $305 | $91+234.7% | $5,586-94.5% | $95+222.4% |