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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,052 | $100,003+4.0% | $146,685-29.1% | $85,856+21.2% |
| Participation rate | 84.0% | 73.1%+10.9pp | 80.1%+3.9pp | 69.3%+14.7pp |
| Annual return | -47.60% | 18.93%-66.5pp | 22.75%-70.3pp | 318.58%-366.2pp |
| Employer contribution / active EE | $9,836 | $2,559+284.3% | $4,137+137.7% | $2,565+283.4% |
| Participant deferral / active EE | $2,515 | $4,006-37.2% | $5,507-54.3% | $3,952-36.4% |
| Admin fee / account holder | $1,795 | $7,704-76.7% | $10,281-82.5% | $6,261-71.3% |