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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,101 | $91,559-14.7% | $133,978-41.7% | $79,856-2.2% |
| Participation rate | 83.8% | 73.3%+10.5pp | 79.8%+4.0pp | 69.6%+14.2pp |
| Annual return | 8.23% | 61.85%-53.6pp | 45.10%-36.9pp | 31.71%-23.5pp |
| Employer contribution / active EE | $5,330 | $2,384+123.6% | $3,919+36.0% | $2,471+115.7% |
| Participant deferral / active EE | $2,359 | $3,734-36.8% | $5,047-53.3% | $3,741-36.9% |
| Admin fee / account holder | $30,757 | $6,321+386.6% | $8,930+244.4% | $5,306+479.6% |