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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,599 | $78,707+65.9% | $117,861+10.8% | $70,126+86.2% |
| Participation rate | 100.0% | 73.2%+26.8pp | 79.7%+20.3pp | 69.5%+30.5pp |
| Annual return | 10.19% | 23.30%-13.1pp | 335.11%-324.9pp | 73.15%-63.0pp |
| Employer contribution / active EE | $6,838 | $2,223+207.5% | $3,786+80.6% | $2,343+191.9% |
| Participant deferral / active EE | $2,470 | $3,297-25.1% | $4,482-44.9% | $3,332-25.9% |
| Admin fee / account holder | $4,962 | $5,066-2.0% | $8,021-38.1% | $4,645+6.8% |