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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,245 | $83,485+18.9% | $125,192-20.7% | $72,975+36.0% |
| Participation rate | 85.3% | 73.3%+12.0pp | 79.8%+5.5pp | 69.5%+15.8pp |
| Annual return | 8.86% | 25.77%-16.9pp | 43.79%-34.9pp | 81.01%-72.2pp |
| Employer contribution / active EE | $5,053 | $2,346+115.4% | $3,866+30.7% | $2,440+107.1% |
| Participant deferral / active EE | $2,053 | $3,586-42.8% | $4,937-58.4% | $3,608-43.1% |
| Admin fee / account holder | $14,564 | $5,518+163.9% | $9,704+50.1% | $5,124+184.2% |