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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,094 | $65,704+95.0% | $94,229+35.9% | $59,633+114.8% |
| Participation rate | 100.0% | 72.1%+27.9pp | 78.8%+21.2pp | 68.7%+31.3pp |
| Annual return | -3.39% | 5.22%-8.6pp | 10.68%-14.1pp | 2041.45%-2044.8pp |
| Employer contribution / active EE | $6,809 | $2,021+236.9% | $3,587+89.8% | $2,203+209.1% |
| Participant deferral / active EE | $2,138 | $3,143-32.0% | $4,320-50.5% | $3,192-33.0% |
| Admin fee / account holder | $1,622 | $4,265-62.0% | $6,269-74.1% | $4,297-62.3% |