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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $454,004 | $102,422+343.3% | $147,117+208.6% | $80,959+460.8% |
| Participation rate | 83.3% | 75.9%+7.5pp | 82.2%+1.1pp | 67.7%+15.7pp |
| Annual return | 17.05% | 135.16%-118.1pp | 420.54%-403.5pp | 35.67%-18.6pp |
| Employer contribution / active EE | $4,529 | $3,717+21.8% | $4,932-8.2% | $2,757+64.2% |
| Participant deferral / active EE | $12,415 | $6,652+86.6% | $8,065+53.9% | $4,300+188.7% |
| Admin fee / account holder | $3,010 | $7,953-62.2% | $12,993-76.8% | $6,925-56.5% |