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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $509,088 | $106,749+376.9% | $145,433+250.1% | $82,448+517.5% |
| Participation rate | 81.3% | 75.6%+5.6pp | 82.1%-0.9pp | 68.1%+13.2pp |
| Annual return | 16.85% | 27.59%-10.7pp | 66.58%-49.7pp | 41.64%-24.8pp |
| Employer contribution / active EE | $4,620 | $3,444+34.1% | $4,554+1.4% | $2,551+81.1% |
| Participant deferral / active EE | $13,091 | $6,519+100.8% | $7,897+65.8% | $4,139+216.3% |
| Admin fee / account holder | $22,587 | $8,390+169.2% | $13,129+72.0% | $7,234+212.2% |