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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,933 | $84,236+95.8% | $170,435-3.2% | $70,126+135.2% |
| Participation rate | 100.0% | 70.8%+29.2pp | 83.6%+16.4pp | 69.5%+30.5pp |
| Annual return | 15.35% | 23.06%-7.7pp | 205.94%-190.6pp | 73.15%-57.8pp |
| Employer contribution / active EE | $7,563 | $3,387+123.3% | $5,432+39.2% | $2,343+222.9% |
| Participant deferral / active EE | $4,652 | $3,086+50.8% | $4,939-5.8% | $3,332+39.6% |
| Admin fee / account holder | $3,627 | $5,698-36.3% | $13,881-73.9% | $4,645-21.9% |