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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,857 | $75,962+117.0% | $154,108+7.0% | $64,173+156.9% |
| Participation rate | 93.8% | 70.4%+23.3pp | 83.0%+10.7pp | 69.6%+24.2pp |
| Annual return | -4.35% | 30.32%-34.7pp | 735.21%-739.6pp | 7.63%-12.0pp |
| Employer contribution / active EE | $7,690 | $3,350+129.6% | $5,298+45.2% | $2,381+223.0% |
| Participant deferral / active EE | $3,645 | $3,175+14.8% | $5,081-28.2% | $3,470+5.1% |
| Admin fee / account holder | $3,145 | $5,589-43.7% | $13,411-76.5% | $4,887-35.7% |