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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,951 | $75,832+54.2% | $147,617-20.8% | $59,633+96.1% |
| Participation rate | 97.0% | 71.6%+25.4pp | 84.6%+12.3pp | 68.7%+28.3pp |
| Annual return | -0.49% | 0.37%-0.9pp | 61.98%-62.5pp | 2041.45%-2041.9pp |
| Employer contribution / active EE | $7,142 | $3,485+104.9% | $5,564+28.3% | $2,203+224.2% |
| Participant deferral / active EE | $4,477 | $3,131+43.0% | $4,895-8.5% | $3,192+40.3% |
| Admin fee / account holder | $349 | $5,986-94.2% | $11,612-97.0% | $4,297-91.9% |