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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $240,740 | $81,331+196.0% | $155,534+54.8% | $80,935+197.4% |
| Participation rate | 86.7% | 66.3%+20.4pp | 78.2%+8.4pp | 67.7%+19.0pp |
| Annual return | 14.54% | 33.37%-18.8pp | 64.92%-50.4pp | 35.66%-21.1pp |
| Employer contribution / active EE | $7,775 | $3,105+150.4% | $4,675+66.3% | $2,757+182.0% |
| Participant deferral / active EE | $6,572 | $3,454+90.3% | $5,630+16.7% | $4,299+52.9% |
| Admin fee / account holder | $27,867 | $7,999+248.4% | $15,900+75.3% | $6,924+302.4% |