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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,932 | $85,171+152.4% | $172,753+24.4% | $72,976+194.5% |
| Participation rate | 89.7% | 70.1%+19.6pp | 82.6%+7.0pp | 69.5%+20.2pp |
| Annual return | 23.90% | 27.32%-3.4pp | 803.00%-779.1pp | 81.02%-57.1pp |
| Employer contribution / active EE | $8,672 | $3,324+160.9% | $5,144+68.6% | $2,440+255.4% |
| Participant deferral / active EE | $5,920 | $3,260+81.6% | $5,198+13.9% | $3,608+64.1% |
| Admin fee / account holder | $1,292 | $5,880-78.0% | $13,956-90.7% | $5,124-74.8% |