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| Provider | Service type | Compensation |
|---|---|---|
GREENLEAF TRUST2+ years Service code 28 · EIN 38-3416104 | Investment Management | $106,605 |
Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 26 · EIN 34-1479833 | Advisory (Participants) | $45,214 |
PLANTE & MORAN, PLLC2+ years Filed as: PLANTE MORAN FINANCIAL ADVISOR Service code 26 · EIN 38-3123123 | Advisory (Participants) | $31,023 |
RONALD BLUE & COMPANY2+ years Filed as: RONALD BLUE & CO LP DBA RONALD Service code 26 · EIN 58-1411966 | Advisory (Participants) | $19,123 |
CHARLES SCHWAB & CO., INC.2+ years Service code 33 · EIN 94-1737782 | Shareholder servicing fees; Direct pa... | $13,556 |
CHARLES SCHWAB & CO., INC.2+ years Filed as: CHARLES SCHWAB & CO. AND AFFILIATES Service code 59 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $633,826 | $46,732+1256.3% | $156,551+304.9% | $55,167+1048.9% |
| Participation rate | 92.2% | 65.8%+26.4pp | 84.0%+8.2pp | 69.0%+23.2pp |
| Annual return | 15.89% | 17.72%-1.8pp | 32.23%-16.3pp | 169.23%-153.3pp |
| Employer contribution / active EE | $27,817 | $2,105+1221.4% | $5,501+405.6% | $1,963+1317.4% |
| Participant deferral / active EE | $8,600 | $2,204+290.2% | $4,871+76.6% | $3,054+181.6% |
| Admin fee / account holder | $1,559 | $418+272.7% | $13,028-88.0% | $504+209.4% |