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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $866,128 | $81,276+965.7% | $155,574+456.7% | $80,925+970.3% |
| Participation rate | 89.2% | 66.2%+22.9pp | 78.2%+10.9pp | 67.7%+21.5pp |
| Annual return | 11.69% | 33.36%-21.7pp | 64.87%-53.2pp | 35.65%-24.0pp |
| Employer contribution / active EE | $2,229 | $3,103-28.2% | $4,676-52.3% | $2,756-19.1% |
| Participant deferral / active EE | $12,164 | $3,453+252.3% | $5,629+116.1% | $4,299+183.0% |
| Admin fee / account holder | $88,898 | $7,993+1012.1% | $15,914+458.6% | $6,940+1180.9% |