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| Provider | Service type | Compensation |
|---|---|---|
GREENLEAF TRUST5+ years Service code 28 · EIN 38-3416104 | Investment Management | $97,793 |
CHARLES SCHWAB & CO., INC.2 years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 26 · EIN 34-1479833 | Advisory (Participants) | $78,758 |
Service code 33 · EIN 46-1100820 | Direct payment from the plan; Securit... | $6,271 |
CHARLES SCHWAB & CO., INC.5+ years Service code 33 · EIN 94-1737782 | Securities brokerage; Securities brok... | $4,464 |
CHARLES SCHWAB & CO., INC.2 years Filed as: CHARLES SCHWAB & CO. INC. AND AFFIL Service code 59 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $694,624 | $52,967+1211.4% | $172,753+302.1% | $65,186+965.6% |
| Participation rate | 96.2% | 66.2%+30.0pp | 82.6%+13.6pp | 70.2%+26.0pp |
| Annual return | 19.76% | 30.12%-10.4pp | 803.00%-783.2pp | 29.39%-9.6pp |
| Employer contribution / active EE | $31,375 | $2,190+1332.5% | $5,144+509.9% | $2,177+1341.4% |
| Participant deferral / active EE | $10,157 | $2,471+311.1% | $5,198+95.4% | $3,514+189.1% |
| Admin fee / account holder | $1,533 | $472+224.8% | $13,956-89.0% | $847+81.0% |