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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $911,156 | $73,863+1133.6% | $143,797+533.6% | $68,490+1230.3% |
| Participation rate | 92.9% | 66.7%+26.2pp | 80.3%+12.5pp | 67.9%+25.0pp |
| Annual return | -14.49% | 0.91%-15.4pp | -0.04%-14.5pp | -7.85%-6.6pp |
| Employer contribution / active EE | -$40 | $3,185-101.3% | $4,952-100.8% | $2,597-101.5% |
| Participant deferral / active EE | $12,322 | $3,385+264.1% | $5,638+118.5% | $4,028+205.9% |
| Admin fee / account holder | $102,542 | $5,756+1681.5% | $14,679+598.6% | $5,403+1797.9% |