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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,086,959 | $91,198+1091.9% | $178,503+508.9% | $79,856+1261.1% |
| Participation rate | 95.6% | 69.2%+26.4pp | 81.9%+13.7pp | 69.6%+25.9pp |
| Annual return | -17.27% | 24.20%-41.5pp | 151.12%-168.4pp | 31.71%-49.0pp |
| Employer contribution / active EE | $38,834 | $3,257+1092.5% | $5,011+674.9% | $2,471+1471.4% |
| Participant deferral / active EE | $16,206 | $3,237+400.7% | $5,202+211.5% | $3,741+333.3% |
| Admin fee / account holder | $63,490 | $6,748+840.9% | $13,987+353.9% | $5,306+1096.5% |