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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $338,724 | $96,731+250.2% | $123,973+173.2% | $86,983+289.4% |
| Participation rate | 96.3% | 70.0%+26.3pp | 76.7%+19.6pp | 69.5%+26.8pp |
| Annual return | 18.56% | 17.33%+1.2pp | 388.13%-369.6pp | 25.83%-7.3pp |
| Employer contribution / active EE | $12,603 | $3,297+282.2% | $4,126+205.5% | $2,584+387.6% |
| Participant deferral / active EE | $4,506 | $4,152+8.5% | $5,247-14.1% | $4,194+7.5% |
| Admin fee / account holder | $10,659 | $8,722+22.2% | $11,799-9.7% | $7,856+35.7% |