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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $315,399 | $73,940+326.6% | $96,496+226.9% | $75,173+319.6% |
| Participation rate | 96.0% | 66.4%+29.6pp | 74.3%+21.7pp | 67.2%+28.8pp |
| Annual return | -8.37% | 26.71%-35.1pp | 35.70%-44.1pp | 160.65%-169.0pp |
| Employer contribution / active EE | $12 | $2,929-99.6% | $3,738-99.7% | $2,670-99.6% |
| Participant deferral / active EE | $4,820 | $3,659+31.7% | $4,879-1.2% | $4,126+16.8% |
| Admin fee / account holder | $6,837 | $5,216+31.1% | $6,731+1.6% | $5,651+21.0% |