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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $287,281 | $72,273+297.5% | $101,275+183.7% | $79,856+259.7% |
| Participation rate | 82.1% | 68.5%+13.7pp | 75.8%+6.3pp | 69.6%+12.5pp |
| Annual return | 12.58% | 22.30%-9.7pp | 46.48%-33.9pp | 31.71%-19.1pp |
| Employer contribution / active EE | $7,995 | $2,691+197.1% | $3,660+118.4% | $2,471+223.5% |
| Participant deferral / active EE | $2,662 | $3,282-18.9% | $4,371-39.1% | $3,741-28.8% |
| Admin fee / account holder | $17,360 | $4,401+294.4% | $5,948+191.9% | $5,306+227.1% |