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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $280,751 | $81,446+244.7% | $103,374+171.6% | $80,874+247.1% |
| Participation rate | 88.9% | 66.9%+22.0pp | 74.5%+14.4pp | 67.6%+21.2pp |
| Annual return | 13.63% | 25.57%-11.9pp | 24.89%-11.3pp | 35.62%-22.0pp |
| Employer contribution / active EE | $0 | $3,107-100.0% | $3,869-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $4,573 | $3,870+18.2% | $5,058-9.6% | $4,297+6.4% |
| Admin fee / account holder | $82,115 | $6,715+1122.9% | $8,394+878.2% | $6,935+1084.0% |