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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $305,204 | $78,682+287.9% | $109,188+179.5% | $85,851+255.5% |
| Participation rate | 96.3% | 68.3%+28.0pp | 75.9%+20.4pp | 69.3%+27.0pp |
| Annual return | 19.29% | 25.09%-5.8pp | 25.76%-6.5pp | 318.63%-299.3pp |
| Employer contribution / active EE | $14,892 | $2,734+444.7% | $3,723+300.0% | $2,565+480.5% |
| Participant deferral / active EE | $4,581 | $3,468+32.1% | $4,654-1.6% | $3,952+15.9% |
| Admin fee / account holder | $7,304 | $5,470+33.5% | $6,755+8.1% | $6,261+16.7% |