Filed February 21, 2006
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY5 years Filed as: MORGAN STANLEY GLOBAL BANKING OPER Service code 26 1300 THAMES STREET WHARF · BALTIMORE, MD 21231 | Advisory (Participants) | $31,749 |
Service code 37 · EIN 04-2647786 | Loan Processing | -$1,419 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,041 | $46,292-15.7% | $143,757-72.8% | $64,808-39.8% |
| Participation rate | 51.9% | 64.2%-12.3pp | 80.3%-28.4pp | 71.5%-19.5pp |
| Annual return | -12.88% | -10.05%-2.8pp | -0.04%-12.8pp | 32.82%-45.7pp |
| Employer contribution / active EE | $811 | $1,910-57.5% | $4,951-83.6% | $2,506-67.6% |
| Participant deferral / active EE | $1,899 | $2,646-28.2% | $5,637-66.3% | $4,310-55.9% |
| Admin fee / account holder | $99 | $154-35.8% | $14,673-99.3% | $188-47.4% |