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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,455 | $63,365+0.1% | $91,994-31.0% | $72,976-13.0% |
| Participation rate | 25.0% | 72.5%-47.5pp | 78.6%-53.6pp | 69.5%-44.5pp |
| Annual return | 19.65% | 35.35%-15.7pp | 69.04%-49.4pp | 81.02%-61.4pp |
| Employer contribution / active EE | $563 | $2,116-73.4% | $3,453-83.7% | $2,440-76.9% |
| Participant deferral / active EE | $3,257 | $4,883-33.3% | $5,924-45.0% | $3,608-9.7% |
| Admin fee / account holder | $74 | $4,670-98.4% | $7,744-99.0% | $5,124-98.6% |